Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13198237
Complaint Overview
Complaint ID: 13198237
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30909
Date Received: 2025-04-26T12:00:00-05:00
Date Sent to Company: 2025-04-26T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
[ XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Subject : Request for Debt Validation Pursuant to the FDCPA Dear XXXX XXXX XXXX Account # XXXX, in which you allege that I owe a debt. Please be advised that I am requesting that you provide validation of this debt, as is my right under the Fair Debt Collection Practices Act ( 15 U.S.C. 1692g ). Please provide the following information : The name and address of the original creditor. The amount of the alleged debt, including a breakdown of interest, fees, and any payments made. Copies of any documents that show I agreed to assume this debt. Proof that you are authorized to collect on this debt, including a copy of any agreement that authorizes your agency to collect. A copy of the judgment ( if applicable ). I request that all collection activity cease until this debt is properly validated. Please also be advised that any attempt to report this alleged debt to credit bureaus without providing validation is a violation of the FDCPA. This is a formal dispute of the alleged debt. Please note that I am keeping records of all communications regarding this matter. Sincerely, [ XXXX XXXX
Frequently Asked Questions
What is Complaint #13198237 about?
Complaint #13198237 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-26T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.