Debt collection -- False statements or representation -- Complaint #13197625
Complaint Overview
Complaint ID: 13197625
Company: Transunion Intermediate Holdings, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Iowa
ZIP Code: 51104
Date Received: 2025-04-26T12:00:00-05:00
Date Sent to Company: 2025-04-26T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX Phone : XXXX Email : XXXX Date : XX/XX/XXXX To : TransUnion Consumer Relations XXXX. XXXX XXXX XXXX, XXXX XXXX Subject : Credit Report Dispute - Request for Deletion of Inaccurate Items Dear TransUnion Dispute Team, I am writing to formally dispute and request a reinvestigation into inaccurate and incomplete information appearing on my TransUnion credit report, File Number : XXXX. The following items are inaccurate : XXXX. Collection Account : XXXX XXXX XXXX ( XXXX XXXX XXXX ) Balance : {$58.00} Account Number ending in XXXX Reported as unpaid Reason for Dispute : I do not recognize this debt. Please provide full validation and documentation verifying its accuracy. XXXX. XXXX XXXX : XXXX. XXXX XXXX ( XXXX ) Balance : {$200.00} Account Number ending in XXXX Reported as unpaid Reason for Dispute : I do not recognize this debt. Please provide full validation and documentation verifying its accuracy. Additionally, the following revolving accounts are reported with payment history inaccuracies : XXXX. Revolving Accounts : XXXX XXXX XXXX XXXX XXXX ( Account ending XXXX ) XXXX XXXX XXXX XXXX XXXX ( Account ending XXXX ) XXXX XXXX XXXX XXXX XXXX ( Account ending XXXX ) XXXX XXXX XXXX ( Account ending XXXX ) Reason for Dispute : Late payment reporting and past due balances are inaccurate and not consistent with my payment records. Please fully investigate and update or remove these entries. In accordance with the Fair Credit Reporting Act ( FCRA ), please complete your reinvestigation within 30 days and provide me with written confirmation of the results. Please mail the outcome of your investigation to my address listed above. Thank you for your prompt attention to this matter. Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #13197625 about?
Complaint #13197625 was filed against Transunion Intermediate Holdings, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-04-26T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.