Debt collection -- Attempts to collect debt not owed -- Complaint #13197581
Complaint Overview
Complaint ID: 13197581
Company: Transunion Intermediate Holdings, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Pennsylvania
ZIP Code: 15068
Date Received: 2025-04-26T12:00:00-05:00
Date Sent to Company: 2025-04-26T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have disputed the XXXX XXXX collection account multiple times with the credit bureaus and with the collector. Despite multiple disputes, XXXX XXXX continues to report incomplete and unverifiable information. The account was originally from XXXX XXXX and shows a balance of {$220.00}. However, the collection agency has not provided full validation of the debt, including proof that they own the debt or have the legal right to collect and report it under the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ). Additionally, XXXX XXXX XXXX have sold or transferred this debt, but the reporting does not clearly reflect a {$0.00} balance from the original creditor, leading to confusion and possible double reporting. This inaccurate and incomplete reporting is causing ongoing harm to my creditworthiness. I am requesting the immediate deletion of this collection account from my credit reports.
Frequently Asked Questions
What is Complaint #13197581 about?
Complaint #13197581 was filed against Transunion Intermediate Holdings, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-04-26T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.