Checking or savings account -- Problem caused by your funds being low -- Complaint #13190027

Complaint Overview

Complaint ID: 13190027

Company: Huntington National Bank, The

Product: Checking or savings account

Sub-Product: Other banking product or service

Issue: Problem caused by your funds being low

Sub-Issue: Bounced checks or returned payments

State: Ohio

ZIP Code: 446XX

Date Received: 2025-04-25T12:00:00-05:00

Date Sent to Company: 2025-04-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Hello, I recently bought a sports card off a person. We used XXXX, I originally sent it as goods and services, but the person wanted it as friends and family and resent it back. A hour later the person blocked me. I then went to sleep, woke up and reported it to my bank on XX/XX/XXXX. My bank created an investigation and has been going back and fourth with XXXX this whole time. Well due to XXXX good and services terms, they keep sending my bank that, my bank then declines the money to be transferred back to me. My account is now XXXX due to this. Also the persons seller notes say I am married and was wanting wedding photos, and clearly lying, I then got a police report because Huntington wanted one to prove this. I went ahead and did so, and they completely ignored it? They have declined it again, and I have re opened it. I have given them everything I can to prove that I am honest and not lying.

Frequently Asked Questions

What is Complaint #13190027 about?

Complaint #13190027 was filed against Huntington National Bank, The regarding Checking or savings account specifically about Problem caused by your funds being low. It was received by the CFPB on 2025-04-25T12:00:00-05:00.

How did Huntington National Bank, The respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Huntington National Bank, The?

Yes, visit the Huntington National Bank, The company profile at readthecomplaint.com/company/huntington-national-bank-the to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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