Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13168688
Complaint Overview
Complaint ID: 13168688
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 31061
Date Received: 2025-04-24T12:00:00-05:00
Date Sent to Company: 2025-04-24T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am formally disputing several items listed on my credit report as permitted under the Fair Credit Reporting Act ( FCRA ). The following entries are either outdated, inaccurate, or unverifiable and are negatively impacting my credit profile. I respectfully request that you investigate and delete or correct the information outlined below. ________________________________________ Outdated or Inaccurate Addresses Please Remove : XXXX XXXX, XXXX, GA XXXX XXXX XXXX, XXXX, GA XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX XXXX Topaz Trl, XXXX, GA XXXX XXXX Topaz Trl, XXXX XXXX, GA XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX XXXX Topaz Trl, XXXX, GA XXXX FCRA Violation : Section XXXX ( b ) Credit reporting agencies must follow reasonable procedures to assure maximum possible accuracy. XXXX Requested : Remove all addresses not linked to any current active tradelines. They are outdated and not relevant to my credit file anymore. ________________________________________ Disputed XXXX Accounts Please Investigate : 1. XXXX XXXX XXXX Account # XXXX * Date Opened : XX/XX/XXXX Issue : I do not recognize this debt and have received no communication regarding it. FCRA Violation : Section 609 I have the right to full validation of any account reported. Action Requested : Validate with original signed agreement, statements, or remove. 2. XXXX XXXX Account # XXXX Date Opened : XX/XX/XXXX Issue : I was never properly notified, and this account may be reporting inaccurately. FCRA Violation : Section 611 Reporting must be accurate and complete. Action Requested : Validate this entry or delete it entirely. XXXX. XXXX Account # XXXX Date Opened : XX/XX/XXXX Issue : Potential duplication with other entries and unverified origin. FCRA Violation : Section 609 and 607 All data must be verified for accuracy. XXXX Requested : Provide full documentation or remove. ________________________________________ Hard Inquiry to Be Reviewed : MID SOUTH Date of Inquiry : XX/XX/XXXX Issue : I do not recall authorizing this inquiry. FCRA Violation : Section 604 No inquiry should be made without consumer consent. XXXX Requested : Remove the inquiry if no signed authorization can be provided. ________________________________________ Personal Note : I am actively working toward rebuilding my credit and taking responsibility for my financial future. These disputed entries are hindering that journey and may not be accurate or fully verified. I kindly ask for a fair review and removal of anything that can not be validated beyond doubt. I believe in second chances and transparencyboth of which are vital for honest credit reporting. ________________________________________ Legal Reminder : Under the FCRA, I am entitled to : A full reinvestigation ( Section 611 ) Full documentation of any account reported ( Section 609 ) Accurate and verified information only ( Section 607 ) Please respond within the required XXXX timeframe with the results of your investigation. I appreciate your attention to this matter and look forward to your prompt resolution. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #13168688 about?
Complaint #13168688 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-24T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.