Debt collection -- Attempts to collect debt not owed -- Complaint #13147998
Complaint Overview
Complaint ID: 13147998
Company: Experian Information Solutions INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: New Jersey
ZIP Code: 07801
Date Received: 2025-04-23T12:00:00-05:00
Date Sent to Company: 2025-04-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Under the FCRA primarily sections 607 and 609 states the requirement for credit reporting agencies to ensure the accuracy of the information they report.This is not my debt and the account was already removed from my credit report due to being inaccurate or unverifiable.Im also aware that if a collection account is improperly re-added without following the legal requirements, it may constitute a violation of the FCRA, and that I have grounds for legal action.I was never made aware of this account potentially being re-added to my report which from my understanding should I have had.Im request that this account to be removed for it is not mind or must provide validation of the debt.
Frequently Asked Questions
What is Complaint #13147998 about?
Complaint #13147998 was filed against Experian Information Solutions INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-04-23T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.