Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13147956
Complaint Overview
Complaint ID: 13147956
Company: Credit Acceptance Corporation
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: 91423
Date Received: 2025-04-23T12:00:00-05:00
Date Sent to Company: 2025-05-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am submitting this complaint to dispute multiple unauthorized hard inquiries on my credit report made by Credit Acceptance. These inquiries were made without my consent, and I did not apply for credit or authorize Credit Acceptance to pull my credit. As a result, these hard inquiries are negatively impacting my credit score. Inquiries I am Disputing : 1. Company Name : Credit Acceptance Date of Inquiry : XX/XX/year> Inquiry Type : Hard Inquiry Reason for Dispute : Unauthorized hard inquiry ; I did not apply for credit or authorize this inquiry. XXXX. Company Name : Credit Acceptance Date of Inquiry : XX/XX/year> Inquiry Type : Hard Inquiry Reason for Dispute : Unauthorized hard inquiry ; I did not apply for credit or authorize this inquiry. XXXX. Company Name : Credit Acceptance Date of Inquiry : XX/XX/year> Inquiry Type : Hard Inquiry Reason for Dispute : Unauthorized hard inquiry ; I did not apply for credit or authorize this inquiry.
Frequently Asked Questions
What is Complaint #13147956 about?
Complaint #13147956 was filed against Credit Acceptance Corporation regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-23T12:00:00-05:00.
How did Credit Acceptance Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Credit Acceptance Corporation?
Yes, visit the Credit Acceptance Corporation company profile at readthecomplaint.com/company/credit-acceptance-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.