Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13128378
Complaint Overview
Complaint ID: 13128378
Company: W&A Intermediate Co., LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 33169
Date Received: 2025-04-22T12:00:00-05:00
Date Sent to Company: 2025-04-22T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Formal Dispute of Duplicated Account Reporting Violations of 15 U.S. Code 1681 ( FCRA ) I am disputing multiple accounts listed on my credit report that originate from XXXX XXXX XXXX XXXX. The same original debt has been reported by three separate collection agencies, each with a different balance and account number, which is false and misleading. This is a duplicate entry for the same debt, and it is severely damaging my credit. XXXX XXXX XXXX Reported : XXXXXXXX XXXX XXXX XXXX XXXX XXXX Reported : XXXX. XXXXXXXX XXXX XXXX XXXX Reported : XXXXXXXX XXXX XXXX These entries violate the Fair Credit Reporting Act ( FCRA ), which requires accurate and non-redundant information. Reporting the same debt multiple times under different amounts and agencies is deceptive and was a key issue in lawsuits previously brought against XXXX for allowing such reporting. I am requesting that XXXX immediately investigate these listings, contact the original furnisher, and remove all duplicate or inaccurate entries related to this debt. Please confirm deletion or correction within 30 days as required by law.
Frequently Asked Questions
What is Complaint #13128378 about?
Complaint #13128378 was filed against W&A Intermediate Co., LLC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-22T12:00:00-05:00.
How did W&A Intermediate Co., LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against W&A Intermediate Co., LLC?
Yes, visit the W&A Intermediate Co., LLC company profile at readthecomplaint.com/company/w-a-intermediate-co-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.