Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13101757
Complaint Overview
Complaint ID: 13101757
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Idaho
ZIP Code: 83646
Date Received: 2025-04-21T12:00:00-05:00
Date Sent to Company: 2025-04-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
There are ongoing billing and reporting errors by the bank that are severely damaging my credit. Payments Ive made havent been properly applied, and Ive identified miscalculations in the reported balances. On top of that, I wasnt given the required XXXXday advance notice before a due date, which makes any resulting late payments invalid under the Truth in Lending Act ( 15 U.S.C. XXXX ( b ) ). These issues violate my rights and federal regulations.
Frequently Asked Questions
What is Complaint #13101757 about?
Complaint #13101757 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-21T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.