Credit card -- Advertising and marketing, including promotional offers -- Complaint #13100600

Complaint Overview

Complaint ID: 13100600

Company: Discover Bank

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Advertising and marketing, including promotional offers

Sub-Issue: Confusing or misleading advertising about the credit card

State: Georgia

ZIP Code: 30519

Date Received: 2025-04-21T12:00:00-05:00

Date Sent to Company: 2025-04-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

This complaint is against XXXX with Customer Service/ Discover Card I applied for a Guaeanteed Secured Credit Card with Discover Card. I used my Bank XXXXXXXX XXXX on my application for Discover Card to get {$200.00} from my bank. They for some reason didn't have my bank on their list to use. So my Credit was declined and this went against my Credit file. This was the fault of Discover Card and this is false advertising! XXXX was not helpful at all.

Frequently Asked Questions

What is Complaint #13100600 about?

Complaint #13100600 was filed against Discover Bank regarding Credit card specifically about Advertising and marketing, including promotional offers. It was received by the CFPB on 2025-04-21T12:00:00-05:00.

How did Discover Bank respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Discover Bank?

Yes, visit the Discover Bank company profile at readthecomplaint.com/company/discover-bank to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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