Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13086643
Complaint Overview
Complaint ID: 13086643
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Old information reappears or never goes away
State: Illinois
ZIP Code: 60612
Date Received: 2025-04-20T12:00:00-05:00
Date Sent to Company: 2025-04-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Thank you for addressing my complaint regarding inaccuracies on my credit report. I am seeking a fair resolution to ensure my credit report is accurate, as required by the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. XXXX XXXX XXXX which promotes the accuracy, fairness, and privacy of consumer information held by consumer reporting agencies ( CRAs ). The inaccuracies I have disputed such aXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XX/XX/XXXX ) XXXX XXXX ( XX/XX/XXXX ) and many more inquires are in violation of FCRA requirements. Specifically, under 15 U.S.C. XXXXe ( b ), CRAs must follow reasonable procedures to assure maximum possible accuracy of the information in consumer reports. Additionally, under 15 U.S.C. XXXXi ( a ), CRAs are obligated to conduct a reasonable investigation within XXXX days of a consumer dispute to verify or remove inaccurate information. Furnishers of information, per 15 U.S.C. XXXX ( b ), must also investigate disputes and correct or delete unverified or inaccurate information. Despite my dispute ( XXXX ) submitted on or about XX/XX/XXXX ) the inaccuracies remain on my credit report, causing, denial of credit, higher interest rates and emotional distress. This failure to correct the errors violates my rights under the FCRA and undermines the integrity of the credit reporting system.
Frequently Asked Questions
What is Complaint #13086643 about?
Complaint #13086643 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-20T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.