Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13074845
Complaint Overview
Complaint ID: 13074845
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 34771
Date Received: 2025-04-19T12:00:00-05:00
Date Sent to Company: 2025-04-19T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Account # XXXX XXXX XXXX This account reflects several inaccuracies and inconsistencies that may violate the Fair Credit Reporting Act ( FCRA ) : 1. Credit Limit is listed as {$0.00}, which is inaccurate for a revolving credit account and may misrepresent the accounts utilization ratio. 2. The account shows a high credit of {$2700.00} and a balance of {$1100.00}, but is also marked as charged off this can result in a double negative impact if not reported properly. 3. It is marked as canceled by credit grantor and charged off as bad debt conflicting closure reasons that require clarification. 4. Past due amount of {$970.00} on a charged-off account could indicate continued accumulation of fees post charge-off, which may be unfair or inaccurate under FCRA 607 ( b ). 5. No monthly payment history or recent activity shown this makes the tradeline incomplete and possibly misleading under FCRA 609.
Frequently Asked Questions
What is Complaint #13074845 about?
Complaint #13074845 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-19T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.