Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13067565
Complaint Overview
Complaint ID: 13067565
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Georgia
ZIP Code: 30310
Date Received: 2025-04-18T12:00:00-05:00
Date Sent to Company: 2025-04-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a formal complaint againstExperian, Equifax, and TransUnionfor their repeated failure to correctinaccurate personal informationon my credit reports, in violation of theFair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681i. Incorrect Information on My Credit Reports : The followingphone numbers and addressesdo not belong to meand have never been associated with me. Yet, they continue to appear on my credit reports despite multiple disputes : Incorrect Phone Numbers : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Incorrect Addresses : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Violations of the FCRA : 1. Failure to Conduct a Proper Investigation ( 15 U.S.C. 1681i ) I have disputed these inaccuraciesmultiple times ( via [ online disputes/mail/phone ] on [ dates if known ] ), yet the credit bureaus havefailed to correct or removethe information. 2. Reporting Inaccurate Information ( 15 U.S.C. 1681e ( b ) ) The credit bureaus are required to maintain reasonable procedures to ensure maximum accuracy, yet they continue to report data that does not belong to me. 3. Potential Identity Mixing/Identity Theft Risk These inaccuracies suggest that my credit file may bemixed with another consumers, increasing my risk of fraud or denied credit applications. Demands for Correction : 1. Immediate removalof all incorrect phone numbers and addresses listed above. 2. Confirmation in writingthat these inaccuracies have been deleted. 3. A detailed explanationof why these errors were not corrected in previous disputes. 4. A free copy of my updated credit reportto verify corrections.
Frequently Asked Questions
What is Complaint #13067565 about?
Complaint #13067565 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-18T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.