Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13066061
Complaint Overview
Complaint ID: 13066061
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 33322
Date Received: 2025-04-18T12:00:00-05:00
Date Sent to Company: 2025-04-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear CFPB, I am writing to file a complaint against Equifax for reporting a fraudulent item on my credit report. I am a victim of identity theft due to the Equifax data breach and have submitted all required documentation under 15 U.S.C. 1681c2 ( a ) to have this information blocked. Despite providing an FTC Identity Theft Report, valid ID, proof of address, and a written dispute, Equifax has failed to remove the fraudulent item, violating federal law. This inaction is harming my credit and financial well-being. I request your assistance in investigating this matter and ensuring Equifax complies with the FCRA by blocking the fraudulent information. XXXX XXXX XXXX XXXX- {$8500.00} Date opened - XX/XX/year> XXXX
Frequently Asked Questions
What is Complaint #13066061 about?
Complaint #13066061 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-18T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.