Debt collection -- False statements or representation -- Complaint #13065997
Complaint Overview
Complaint ID: 13065997
Company: Kriya Capital, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Illinois
ZIP Code: 622XX
Date Received: 2025-04-18T12:00:00-05:00
Date Sent to Company: 2025-04-19T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Debt Validation Letter XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX XXXX ( XXXX ) XXXX XX/XX/year> Credence Resource Management XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX RE : Request for Debt Validation under FDCPA To Whom It May Concern, I am writing in response to a notice I received from your office regarding an alleged debt. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, I am formally requesting that you provide full validation of the debt you claim I owe. Please provide the following documentation : 1. The name and mailing address of the original creditor ; 2. The exact amount of the alleged debt, including any interest, fees, or other charges ; 3. A copy of the original contract or agreement bearing my signature, or proof of my legal obligation to pay ; 4. A copy of any judgment, if applicable ; 5. Proof that your agency is authorized to collect debts in the state of Illinois. I do not acknowledge or accept responsibility for this alleged debt, and I request that all collection efforts cease until validation is provided. Furthermore, please do not report or continue to report this alleged debt to any credit reporting agencies until this matter is resolved. This letter is not a refusal to pay but a request for validation. Please respond to my request in writing within 30 days of receiving this letter. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #13065997 about?
Complaint #13065997 was filed against Kriya Capital, LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-04-18T12:00:00-05:00.
How did Kriya Capital, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Kriya Capital, LLC?
Yes, visit the Kriya Capital, LLC company profile at readthecomplaint.com/company/kriya-capital-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.