Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13065110
Complaint Overview
Complaint ID: 13065110
Company: The Law Offices Of Mitchell D. Bluhm & Associates
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Georgia
ZIP Code: 30114
Date Received: 2025-04-18T12:00:00-05:00
Date Sent to Company: 2025-05-22T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This account is for a medical debt originally incurred in XXXX. It is now being reported by XXXXXXXX XXXX XXXXXXXX as newly opened in XX/XX/XXXX, with a status that falsely implies the debt became delinquent recently. This is not accurate, and it is causing harm to my XXXX XXXX by making the debt appear more recent than it truly is. This is not a new debt. It has been sold or transferred multiple times, and each new collector including XXXXXXXX XXXX XXXXXXXX reported a new open date instead of using the original delinquency date. This is a violation of the Fair Credit Reporting Act ( FCRA ), specifically 605 ( c ), which requires that the original delinquency date from the original creditor be used for reporting purposes. I am requesting that this account be deleted from my credit report, as it is inaccurately re-aged and misleading. This is part of an ongoing pattern where this same {$1300.00} debt is being re-reported by different XXXX using false timelines.
Frequently Asked Questions
What is Complaint #13065110 about?
Complaint #13065110 was filed against The Law Offices Of Mitchell D. Bluhm & Associates regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-18T12:00:00-05:00.
How did The Law Offices Of Mitchell D. Bluhm & Associates respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against The Law Offices Of Mitchell D. Bluhm & Associates?
Yes, visit the The Law Offices Of Mitchell D. Bluhm & Associates company profile at readthecomplaint.com/company/the-law-offices-of-mitchell-d-bluhm-associates to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.