Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13052036
Complaint Overview
Complaint ID: 13052036
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: North Carolina
ZIP Code: 28215
Date Received: 2025-04-17T12:00:00-05:00
Date Sent to Company: 2025-04-17T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXXRecently I did an investigation on my credit report and found several items on there to be inaccurate.XXXXUnder 15 U.S. Code 1681e (b)Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.XXXX15 U.S. Code 1681i (5)Treatment of inaccurate or unverifiable information(A)In general if, after any reinvestigation under paragraph (1) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or cannot be verified, the consumer reporting agency shalli)promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and(ii)promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.XXXXPlease remove the following items from my credit report, immediately:XXXXTransunion:XXXX XXXX XXXXAddress XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXDate Opened XXXXResponsibility Authorized Account\nAccount Type Revolving Account\nLoan Type XXXX XXXX XXXX XXXXDate XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXCredit Limit (Hist.) Credit limit of XXXX from XXXX to XXXX XXXX from XXXX XXXX XXXXEstimated month and year this item will be removed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXCredit Limit (Hist.) Credit limit of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXEstimated month and year this item will be removed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXResponsibility Authorized Account\nAccount Type Revolving Account\nLoan Type CREDIT CARD\nDate Updated XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXCredit Limit (Hist.) Credit limit of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXEstimated month and year this item will be removed XXXX XXXX XXXX XXXXAddress XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXDate Opened XXXXResponsibility Individual Account\nAccount Type Revolving Account\nLoan Type CREDIT CARD\nDate Updated XXXX XXXX XXXX XXXX XXXX XXXXPay Status >Charge-off<\nTerms Paid Monthly\nDate Closed XXXXCredit Limit (Hist.) Credit limit of XXXX from XXXX XXXX XXXXEstimated month and year this item will be removed XXXXAddress XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXDate Opened XXXXResponsibility Authorized Account\nAccount Type Revolving Account\nLoan Type CREDIT CARD\nDate Updated XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXHigh Balance (Hist.) High balance of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXCredit Limit (Hist.) Credit limit of XXXX from XXXX XXXX XXXXEstimated month and year this item will be removed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXResponsibility Individual Account\nAccount Type Revolving Account\nLoan Type SECURED CREDIT CARD\nDate Updated XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXHigh Balance (Hist.) High balance of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXCredit Limit (Hist.) Credit limit of XXXX XXXX XXXX XXXX XXXXEstimated month and year this item will be removed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXDate Opened XXXXResponsibility Individual Account\nAccount Type Open Account\nLoan Type XXXX XXXX XXXX XXXX XXXXHigh Balance XXXXPast Due $1,389\nPay Status >Collection<\nDate Closed XXXXEstimated month and year this item will be removed 0XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXResponsibility Individual Account\nAccount Type Open Account\nLoan Type XXXX XXXX XXXX XXXXHigh Balance XXXXOriginal Creditor XXXX\nPast Due XXXX\nPay Status >Collection<\nEstimated month and year this item will be removed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXDate Opened XXXXResponsibility Individual Account\nAccount Type Open Account\nLoan Type XXXX XXXX XXXX\nDate Updated XXXXHigh Balance XXXXOriginal Creditor XXXX XXXX XXXXPast Due XXXXPay Status >Collection<\nEstimated month and year this item will be removed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXDate Opened XXXXResponsibility Individual Account\nAccount Type Open Account\nLoan Type XXXX XXXX XXXXDate Updated XXXXHigh Balance XXXXOriginal Creditor XXXX XXXX XXXX XXXX XXXXPast Due XXXXPay Status >Collection<\nEstimated month and year this item will be removed XXXX XXXX XXXX XXXXAddress XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXDate Opened XXXXResponsibility Individual Account\nAccount Type Open Account\nLoan Type XXXX XXXX XXXXDate Updated XXXXHigh Balance XXXXOriginal Creditor XXXX XXXX XXXX XXXX XXXXPast Due XXXXPay Status >Collection<\nEstimated month and year this item will be removed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXDate Opened XXXXResponsibility Individual Account\nAccount Type Open Account\nLoan Type XXXX XXXX XXXXDate Updated XXXXHigh Balance XXXXOriginal Creditor XXXX XXXX XXXX XXXXPast Due XXXXPay Status >Collection<\nEstimated month and year this item will be removed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXDate Opened XXXXResponsibility Individual Account\nAccount Type Open Account\nLoan Type XXXX XXXX XXXXDate Updated XXXXHigh Balance XXXXOriginal Creditor XXXX XXXX XXXXPast Due XXXXPay Status >Collection<\nEstimated month and year this item will be removed 1XXXXEQUIFAXXXXX XXXX XXXX XXXX XXXXAccount Status\nCOLLECTION\nOwner\nINDIVIDUAL\nAccount Type\nOPEN\nCreditor Classification\nRETAIL\nLoan Type\nDEBT_BUYERS_ACCOUNT\nOriginal Creditor NameXXXX XXXX XXXX XXXX XXXXMonths Reviewed\n10\nActivity Designator\XXXX XXXX XXXXAccount NumberXXXX XXXXAccount Status\nCOLLECTION\nOwner\nINDIVIDUAL\nAccount Type\nOPEN\nCreditor Classification\nRETAIL\nLoan Type\nDEBT_BUYERS_ACCOUNT\nOriginal Creditor NameXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXAccount Status\nCOLLECTION\nOwner\nINDIVIDUAL\nAccount Type\nOPEN\nCreditor Classification\nRETAIL\nLoan Type\nDEBT_BUYERS_ACCOUNT\nOriginal Creditor Name\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXAccount Status\nCOLLECTION\nOwner\nINDIVIDUAL\nAccount Type\nOPEN\nCreditor Classification\nBANKING\nLoan Type\nXXXXnOriginal Creditor NameXXXX XXXX XXXX XXXX XXXX XXXX XXXXAccount Status\nCOLLECTION\nOwner\nINDIVIDUAL\nAccount Type\nOPEN\nCreditor Classification\nBANKING\nLoan Type\nDEBT_BUYERS_ACCOUNT\nOriginal Creditor Name\XXXX XXXX XXXX XXXX XXXX XXXX XXXXAccount Status\nCOLLECTION\nOwner\nINDIVIDUAL\nAccount Type\nOPEN\nCreditor Classification\n-\nLoan Type\XXXXnOriginal Creditor Name\n-XXXX XXXX XXXX XXXXAccount NumberXXXX XXXXAccount Status\nCOLLECTION\nOwner\nINDIVIDUAL\nAccount Type\nOPEN\nCreditor Classification\nBANKING\nLoan Type\nDEBT_BUYERS_ACCOUNT\nOriginal Creditor Name\nXXXX XXXX XXXX XXXX XXXX 8082\nAccount Status\nCHARGE_OFF\nOwner\n-\nAccount Type\nREVOLVING\nCreditor Classification\n-\nLoan Type\nCREDIT_CARD\nOriginal Creditor Name\n-\n\n\nXXXX XXXX XXXXAccount NumberXXXX XXXXAccount Status\nCHARGE_OFF\nOwner\n-\nAccount Type\nREVOLVING\nCreditor Classification\n-\nLoan Type\nFLEXIBLE_CREDIT_CARD\nOriginal Creditor Name\n-XXXX XXXX XXXX XXXXAccount NumberXXXX XXXXAccount Status\nCHARGE_OFF\nOwner\nINDIVIDUAL\nAccount Type\nREVOLVING\nCreditor Classification\n-\nLoan Type\nCREDIT_CARD\nOriginal Creditor Name\n-\n\n\nXXXX XXXX XXXX XXXX XXXXAccount NumberXXXX XXXXXXXXAccount Status\nCHARGE_OFF\nOwner\nINDIVIDUAL\nAccount Type\nREVOLVING\nCreditor Classification\n-\nLoan Type\nCREDIT_CARD\nOriginal Creditor NameXXXX XXXXAccount NumberXXXX XXXXnAccount Status\nCHARGE_OFF\nOwner\nINDIVIDUAL\nAccount Type\nREVOLVING\nCreditor Classification\n-\nLoan Type\nSECURED_CREDIT_CARD\nOriginal Creditor Name\n-XXXXEXPERIANXXXX XXXX XXXXAccount info\nAccount numberXXXXDate opened\nXXXX XXXX XXXXAccount type\nCollection\nStatus\nCollection account. XXXX past due as of XXXX XXXXStatus updatedXXXX XXXX XXXX XXXXAccount info\nAccount numberXXXXDate opened\XXXX XXXX XXXXAccount type\nDebt Buyer\nStatus\nCollection account. XXXX past due as of XXXX XXXXStatus updatedXXXX XXXX XXXX XXXXAccount info\nAccount numberXXXXDate openedXXXX XXXX XXXXAccount type\nDebt Buyer\nStatus\nCollection account. XXXX past due as of XXXX XXXXStatus updatedXXXX XXXX XXXX XXXXAccount info\nAccount numbeXXXXDate openedXXXX XXXX XXXXAccount type\nDebt Buyer\nStatus\nCollection account. XXXX past due as of XXXX XXXXStatus updatedXXXX XXXX XXXX XXXXAccount info\nAccount numberXXXXDate openedXXXX XXXX XXXXAccount type\nDebt Buyer\nStatus\nCollection account. XXXX past due as of XXXX XXXXStatus updatedXXXX XXXX XXXX XXXXAccount info\nAccount numberXXXXDate openedXXXX XXXX XXXXAccount type\nDebt Buyer\nStatus\nCollection account. XXXX past due as of XXXX XXXXStatus updatedXXXX XXXX XXXXAccount info\nAccount numberXXXXOpen/closed\nClosed\nDate openedXXXX XXXX XXXXAccount type\nCell PhoneXXXX XXXX XXXXAccount info\nAccount numberXXXXOpen/closed\nClosed\nDate openedXXXX XXXX XXXXAccount type\nSecured LoanXXXX XXXXAccount info\nAccount numberXXXXOpen/closed\nClosed\nDate openedXXXX XXXX XXXXAccount type\nUnsecuredXXXX XXXXAccount info\nAccount numberXXXXOpen/closed\nClosed\nDate opened\XXXX XXXX XXXXAccount type\nUnsecured'
Frequently Asked Questions
What is Complaint #13052036 about?
Complaint #13052036 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-17T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.