Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13051908
Complaint Overview
Complaint ID: 13051908
Company: Lexisnexis
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 339XX
Date Received: 2025-04-17T12:00:00-05:00
Date Sent to Company: 2025-04-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am requesting the Consumer Financial Protection Bureau ( CFPB ) to immediately take enforcement action against XXXX and LexisNexis for multiple and repeated violations of federal law. I submitted written disputes, identity theft documentation, and supporting materials over 30 days ago ( date of the letter ), and they failed to comply with statutory duties under the Fair Credit Reporting Act ( FCRA ) and related federal laws. This delay constitutes additional violations. Violations Committed : 15 U.S.C. 1681, FCRA 607 ( b ) : Failure to ensure maximum possible accuracy FCRA 611 ( a ) ( 1 ) ( A ) : Failure to investigate disputes within 30 days FCRA 611 ( a ) ( 6 ) : Failure to reinvestigate and issue findings 15 U.S.C. 1692g : Failure to notify consumer of alleged debts Gramm-Leach-Bliley Act ( 15 U.S.C. 68016809 ) : Failure to safeguard consumer information 18 U.S.C. 1028 : Identity theft and misuse of personal data 15 U.S.C. 1681g ( e ) : Failure to provide victim assistance ( fraud alerts, recovery tools ) Metro2 / CDIA Violations : Noncompliance with industry reporting standards Florida Criminal Statutes : Violations related to identity theft and consumer fraud Fraudulent and Inaccurate Accounts to Be Removed XXXX Account Number : XXXX Laws Violated : 15 U.S.C. 1681, 1692g, FCRA 607 ( b ), 611 ( a ), Metro2 Compliance Violations Request : I request removal and blocking of this account. XXXX Account Number : XXXX * * * * Laws Violated : 15 U.S.C. 1681, FCRA 607 ( b ), 611 ( a ), MetroXXXX Compliance Violations Request : I request removal and blocking of this account. XXXX XXXX Account Number : XXXX Laws Violated : 15 U.S.C. 1681, FCRA 607 ( b ), 611 ( a ), Metro2 Compliance Violations Request : I request removal and blocking of this account. XXXX Account Number : XXXX Laws Violated : 15 U.S.C. 1681, FCRA 607 ( b ), 611 ( a ), Metro2 Compliance Violations Request : I request removal and blocking of this account. SPRINGOAKS Account Number : XXXX Laws Violated : 15 U.S.C. 1681, 1692g, FCRA 607 ( b ), 611 ( a ), Metro2 Compliance Violations Request : I request removal and blocking of this account. XXXX XXXX ( ORIGINAL CREDITOR : XXXXXXXX XXXX XXXX XXXX XXXX XXXX ) Account Number : XXXX Laws Violated : 15 U.S.C. 1681, FCRA 607 ( b ), 611 ( a ), Metro2 Compliance Violations Request : I request removal and blocking of this account. Additional Fraudulent Inquiries The following unauthorized inquiries must be removed immediately : XXXX, XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and others. Incorrect Addresses Please remove the following addresses, which are not associated with me : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Incorrect Employers The following employer entries are inaccurate and should be removed : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Requested Relief from the CFPB Enforce immediate removal and blocking of all fraudulent accounts listed above. Compel deletion of all unauthorized hard inquiries. Mandate removal of inaccurate personal information, including addresses and employers. Require written confirmation from XXXX and LexisNexis, including updated credit reports. Ensure that identity theft protections ( e.g., fraud alerts ) are implemented as required by law. Initiate investigation and sanctions for failure to comply with FCRA deadlines. Fine or discipline bureaus for their willful neglect of legal obligations. Supporting Documentation Previously Submitted to Bureaus Government-issued photo ID Social Security card Police report documenting identity theft Proof of current address Original dispute letters dated XX/XX/year> Declaration : I affirm under penalty of perjury that the statements made in this complaint are accurate and true to the best of my knowledge. I respectfully request urgent enforcement by the CFPB to protect my rights and remove damaging, false, and fraudulent information from my credit reports.
Frequently Asked Questions
What is Complaint #13051908 about?
Complaint #13051908 was filed against Lexisnexis regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-17T12:00:00-05:00.
How did Lexisnexis respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Lexisnexis?
Yes, visit the Lexisnexis company profile at readthecomplaint.com/company/lexisnexis to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.