Debt collection -- Attempts to collect debt not owed -- Complaint #13029478

Complaint Overview

Complaint ID: 13029478

Company: Equifax, INC.

Product: Debt collection

Sub-Product: Auto debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: California

ZIP Code: XXXXX

Date Received: 2025-04-16T12:00:00-05:00

Date Sent to Company: 2025-04-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

IN XXXX XXXX, MY DECEASED HUSBAND PUT THE ACCOUNT IN QUESTION INTO HIS NAME. DUE TO THE FACT WE HAD SEPARATED. THIS DEBT IS MY DECEASED HUSBAND, XXXX XXXX XXXX. HE CALLED XXXX XXXX, AND TOOK MY NAME OFF THE LOAN. THE AMOUNT IN QUESTION OF THE CHARGE OF IS : XXXX

Frequently Asked Questions

What is Complaint #13029478 about?

Complaint #13029478 was filed against Equifax, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-04-16T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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