Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13028944
Complaint Overview
Complaint ID: 13028944
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 75225
Date Received: 2025-04-16T12:00:00-05:00
Date Sent to Company: 2025-04-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( XXXX ) that are incorrect : XXXX. The following personal information is incorrect Previous Address ( es ) : XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX NC XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX MA XXXX XXXX. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. XXXX violation of 15 USC 1692g. Validate this account. You have XXXX days to verify if you fail to this must be deleted. XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove this inaccurate information from my credit report. XXXX. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. XXXX Account XXXX : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove this inaccurate information from my credit report. XXXX violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX Account XXXX : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove this inaccurate information from my credit report. XXXX violation of 15 USC 1692g. Validate this account. You have XXXX days to verify if you fail to this must be deleted. XXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove this inaccurate information from my credit report. XXXX. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove this inaccurate information from my credit report. According to the Fair Credit Reporting Act, I am requesting an investigation into these items and their subsequent removal from my credit report. I understand that you are required to verify the accuracy of these items with the creditor who reported them. Any information that can not be verified by the creditor should be promptly removed. It is my understanding that, as per 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receiving this letter. Please send me an updated copy of my credit report to this address : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX, TX XXXX provided above. According to the act, there should be no charge for this updated report. Additionally, I kindly request that you notify any parties who have received my credit report in the past XXXX months of any corrections made. Thank you for your attention and assistance with this matter.
Frequently Asked Questions
What is Complaint #13028944 about?
Complaint #13028944 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-16T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.