Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13020548
Complaint Overview
Complaint ID: 13020548
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: 90301
Date Received: 2025-04-15T12:00:00-05:00
Date Sent to Company: 2025-04-15T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I submitted a formal identity theft dispute to TransUnion regarding two fraudulent accounts reported under my name, which I did not authorize or open. The accounts listed XXXX # XXXX and # XXXX were added to my credit report without my consent, violating my rights under the Fair Credit Reporting Act ( FCRA ). These accounts were disputed on XX/XX/year>, with supporting documentation as required under 15 U.S.C. 1681c-2. Despite the legal obligation to block and delete this information promptly, I have not received confirmation of permanent removal. This violates multiple sections of the FCRA, including : 1681c-2 ( a ) Duty to block identity theft-related information. 1681i & 1681e ( b ) Obligation to reinvestigate and ensure maximum accuracy. 1681s-2 ( a ) Furnisher prohibition against reporting false data. 1681i ( a ) ( 5 ) ( B ) - ( D ) Rules for reinsertion and mandatory notification to other CRAs.
Frequently Asked Questions
What is Complaint #13020548 about?
Complaint #13020548 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-15T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.