Debt collection -- Attempts to collect debt not owed -- Complaint #12988354
Complaint Overview
Complaint ID: 12988354
Company: Transworld Systems INC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: Texas
ZIP Code: 775XX
Date Received: 2025-04-14T12:00:00-05:00
Date Sent to Company: 2025-04-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
According to 15 USC 1681 b ( 2 ) your negative accounts are 100 % inaccurate because you never gave your written consent to have them reported, so now I can sue you. 15 USC 1681n is basically Civil Liability For Willful Noncompliance. I asked this company to stop reporting & remove the account off my credit due to them not being the original creditor as well ; they said no they could not due to it being a remaining balance.15 U.S. Code 1692c
Frequently Asked Questions
What is Complaint #12988354 about?
Complaint #12988354 was filed against Transworld Systems INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-04-14T12:00:00-05:00.
How did Transworld Systems INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transworld Systems INC?
Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.