Debt collection -- Took or threatened to take negative or legal action -- Complaint #12966750
Complaint Overview
Complaint ID: 12966750
Company: Lendmark Financial Services
Product: Debt collection
Sub-Product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: Tennessee
ZIP Code: 37172
Date Received: 2025-04-13T12:00:00-05:00
Date Sent to Company: 2025-04-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received a summons to court for the first time on a debt from 2017. When I inquired about debt the lady on the phone said I could make a payment arrangement or go to court. The statute of limitations for being sued for debt is 6 years.
Frequently Asked Questions
What is Complaint #12966750 about?
Complaint #12966750 was filed against Lendmark Financial Services regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-04-13T12:00:00-05:00.
How did Lendmark Financial Services respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Lendmark Financial Services?
Yes, visit the Lendmark Financial Services company profile at readthecomplaint.com/company/lendmark-financial-services to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.