Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12959731
Complaint Overview
Complaint ID: 12959731
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 76244
Date Received: 2025-04-12T12:00:00-05:00
Date Sent to Company: 2025-04-12T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX , DC XXXX Subject : Formal Complaint Against XXXX XXXX XXXX for FCRA Violations To Whom It May Concern, I am writing to formally file a complaint for the credit bureaus reporting inaccurate and incomplete information in violation of the Fair Credit Reporting Act ( FCRA ). Upon reviewing my credit report, I discovered several inaccuracies related to an account reported by XXXX XXXX, which include but are not limited to the following : Incorrect account type Inaccurate or inconsistent status update Errors in payment history Incorrect terms of the account Inaccurate past due amount These errors are negatively impacting my credit standing and are not reflective of the actual status or terms of the account. I have attempted to resolve this issue by disputing the inaccuracies through the appropriate credit bureaus, yet the incorrect information remains. Under the FCRA, I have the right to expect that only accurate, complete, and verifiable information is reported in my consumer file. I am therefore requesting that the CFPB investigate this matter and take appropriate action to ensure that the inaccurate information is either corrected or removed entirely from my credit report. Please find attached any supporting documents relevant to this complaint. I appreciate your time and attention to this matter, and I look forward to your response. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #12959731 about?
Complaint #12959731 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-12T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.