Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12959708
Complaint Overview
Complaint ID: 12959708
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Michigan
ZIP Code: 49503
Date Received: 2025-04-12T12:00:00-05:00
Date Sent to Company: 2025-04-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Complaint against : XXXX, TransUnion, XXXX, and XXXX XXXX XXXX : Name : XXXX XXXX XXXX XXXX Address : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX I am filing this complaint against XXXX, TransUnion, XXXX, and XXXX regarding inaccurate and incomplete information on my consumer report. Pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq., I have sent ( and attached to this complaint ) a formal letter demanding the following actions from this company : 1. Dispute of Entire File : I dispute the accuracy and completeness of all information contained in my consumer report held by this company, including personal data, accounts, public records, inquiries, and sources. 2. Full Reinvestigation : I demand a thorough reinvestigation of every item within the FCRA-mandated 30-day timeframe. I do not consent to any extensions. If the investigation is not completed within 30 days, the disputed information must be deleted. 3. Demand for Original Contracts : I demand copies of the original, handwritten, ink-signed contracts or agreements for every account listed on my report furnished to this agency. If unavailable, provide all documentation establishing the debt and terms. 4. Demand for Full Credit Report : I demand a complete copy of my consumer file disclosure ( full credit report ) from this agency. 5. Demand for Security Freeze ( On XXXX file only ) : I demand XXXX place an immediate security freeze on my consumer file, pursuant to 15 U.S.C. 1681c-1. I am requesting the CFPB 's assistance in ensuring all complies fully and timely with its obligations under the FCRA regarding my dispute, investigation request, demand for contract copies, file disclosure request, and security freeze request.
Frequently Asked Questions
What is Complaint #12959708 about?
Complaint #12959708 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-12T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.