Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12959176
Complaint Overview
Complaint ID: 12959176
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New Jersey
ZIP Code: 075XX
Date Received: 2025-04-12T12:00:00-05:00
Date Sent to Company: 2025-04-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX Equifax Information Services XXXX XXXX XXXX XXXX XXXX XXXX XXXX Subject : Dispute of Inaccurate Information Potentially Resulting from Data Breach To Whom It May Concern, I am writing to formally dispute inaccurate information in my Equifax credit report. I suspect this inaccuracy may be related to the data breach Equifax experienced in XXXX, during which my personal information may have been compromised. The item ( s ) I am disputing are as follows : Creditor Name : XXXX XXXX Account Number : XXXX Creditor Name : XXXX XXXX XXXX XXXX Account Number : XXXX Creditor Name : XXXX XXXX Account Number : XXXX The following inquires is unauthorized and need to be removed immediately : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Reason for Dispute : This account is not mine and may be the result of identity theft. I did not authorize or open this account. I am requesting that Equifax conduct a reinvestigation of this item under the Fair Credit Reporting Act ( FCRA ). Enclosed are copies of supporting documents to aid in your investigation : Please remove or correct the disputed item and provide a written statement of the results of your investigation. I also request that you send a copy of the updated report to anyone who received my report in the past six months ( or two years for employment purposes ). I appreciate your prompt attention to this matter. You may contact me at the above address or by phone/email if further information is needed. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #12959176 about?
Complaint #12959176 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-12T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.