Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12959118

Complaint Overview

Complaint ID: 12959118

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Florida

ZIP Code: 33837

Date Received: 2025-04-12T12:00:00-05:00

Date Sent to Company: 2025-04-12T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I feel violated and Im filing a complaint for XXXX XXXX having access to my financial aid data including XXXX XXXX members, XXXX XXXX and XXXX XXXX being around my sensitive private information is a definite breach of data and a violation of FERPA which is a federal law protecting the privacy of student education records, and those rights under, but include privacy of educational records, access to those records and control over information sharing. all of my financial aid was accessed without my prior authorization. Sharing of my records when there has been failure to provide us with access to our own records and data breaches involving protected student information. I am also going to contact the department of education and file a complaint as well as FERPA.

Frequently Asked Questions

What is Complaint #12959118 about?

Complaint #12959118 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-12T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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