Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12959116
Complaint Overview
Complaint ID: 12959116
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 331XX
Date Received: 2025-04-12T12:00:00-05:00
Date Sent to Company: 2025-04-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am formally reporting that TransUnion, Equifax, and Experian are causing me serious harm and distress. Their handling of my personal information has violated my privacy, my rights under the Fair Credit Reporting Act ( FCRA ), and potentially federal criminal statutes under Title 18. I believe these agencies are : Publishing or maintaining inaccurate or unauthorized data about me, Failing to properly investigate and correct errors when notified, Sharing my private information without valid consent. This has resulted in emotional distress, reputational damage, and denial of essential opportunities. Their actions may constitute willful misconduct and could rise to the level of criminal behavior. I demand immediate correction of any inaccurate data, full disclosure of all records tied to my name, and a halt to any further unauthorized use of my information. I reserve the right to take legal action and file complaints with the appropriate federal agencies. This is urgent and ongoing. I expect immediate attention to this matter. XXXX XXXX XXXX Account # : XXXX Balance : {$5100.00} Date opened : XX/XX/XXXX XXXX Account # : XXXX Balance : {$3900.00} Date opened : XX/XX/XXXX XXXX XXXX XXXX Account # : XXXX Balance : {$2800.00} Date opened : XX/XX/XXXXXXXX XXXX XXXX XXXX Account # : XXXX Balance : {$460.00} Date opened : XX/XX/XXXX XXXX
Frequently Asked Questions
What is Complaint #12959116 about?
Complaint #12959116 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-12T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.