Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #12958797
Complaint Overview
Complaint ID: 12958797
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: New Jersey
ZIP Code: 07109
Date Received: 2025-04-12T12:00:00-05:00
Date Sent to Company: 2025-04-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Immediate and Unconditional Deletion of My Credit Report Due to Identity Exposure on the Dark Web To Whom It May Concern, This letter is a formal, non-negotiable demand for the complete and permanent deletion of my credit report and all associated data from your system, effective immediately. My entire identity has been compromised and exposed on the dark web. This includes but is not limited to my name, Social Security number, date of birth, and other sensitive identifiers. As a result, I am at constant risk of fraud, data abuse, and ongoing financial harm. There is no longer a safe or accurate way for you to store or report any credit-related data under my name. Let me be absolutely clear : I am not providing identification, I am not filing police reports, and I am not submitting FTC claims. My data has already been exposed and I will not compromise my safety further by circulating sensitive information that is already vulnerable. I demand the full deletion of my credit report and any personal data associated with it. Partial measures like freezes, alerts, or item disputes are insufficient and irrelevant. You can not legally or ethically justify the retention of compromised data under these circumstances. You have no legal right to maintain data that you can not guarantee is accurate or secure. If you fail to comply with this demand within XXXX business days, I will take immediate legal action and file complaints with : The Consumer Financial Protection Bureau ( CFPB ) The XXXX XXXX XXXX Attorney General Data privacy and consumer rights advocacy groups News outlets covering consumer data breaches and credit reporting abuse This is your final notice. My data has been exposed to criminal networks. Your continued possession or reporting of this information constitutes a direct threat to my safety and a violation of my privacy rights. I expect written confirmation that my entire credit report has been deleted not frozen, not restricted, but fully removed and that no further data collection or reporting will occur under my name. No exceptions. No delays. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #12958797 about?
Complaint #12958797 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-04-12T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.