Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12951550
Complaint Overview
Complaint ID: 12951550
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33134
Date Received: 2025-04-11T12:00:00-05:00
Date Sent to Company: 2025-04-11T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am submitting this formal complaint regarding inaccurate and harmful information being reported by Equifax on my credit report. Equifax is currently reporting a collection account in the amount of {$1200.00} from XXXX XXXX XXXX, allegedly connected to XXXX XXXX Bank. I am writing to dispute this reporting, as I have no knowledge of this debt and have never held any account with either XXXXXXXX XXXX or XXXX XXXX Bank related to this amount. Attached to this complaint is a letter from XXXX XXXX XXXX clearly stating that there is no record of any account or collection activity associated with my name or Social Security number in their office. This letter confirms that the account should not exist and should never have been reported to any of the credit bureaus. As such, I am requesting the immediate deletion of this erroneous collection account from my Equifax credit report, and ask that the CFPB take appropriate action to ensure that XXXX complies with the Fair Credit Reporting Act ( FCRA ) by only reporting accurate and verifiable information. Included with this complaint : The letter from XXXX XXXX XXXX confirming no record of any account in my name Thank you for your time and assistance. I look forward to your prompt resolution of this matter.
Frequently Asked Questions
What is Complaint #12951550 about?
Complaint #12951550 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-11T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.