Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12930732
Complaint Overview
Complaint ID: 12930732
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Pennsylvania
ZIP Code: 19464
Date Received: 2025-04-10T12:00:00-05:00
Date Sent to Company: 2025-04-10T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear Consumer Financial Protection Bureau, I am writing to formally request the removal and correction of inaccurate information & charge offs on my credit report. Specifically, I am disputing the following : XXXX. Accounts to Be Removed : XXXX XXXX XXXX XXXX Account to Be Corrected : XXXX XXXX : Update and correct late payments to reflect Paid as Agreed. . XXXX XXXX as agreed XXXX. Unauthorized Credit Inquiries : XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX I have no knowledge of these inquiries or their origin. Additionally, I have attached evidence confirming that I was a victim of the Equifax data breach, which may have contributed to these inaccuracies Im disputing the reporting of XXXXXXXX XXXX on my credit report.
Frequently Asked Questions
What is Complaint #12930732 about?
Complaint #12930732 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-10T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.