Credit reporting or other personal consumer reports -- Unable to get your credit report or credit score -- Complaint #12849116
Complaint Overview
Complaint ID: 12849116
Company: Atlanticus Services Corporation
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Unable to get your credit report or credit score
Sub-Issue: Other problem getting your report or credit score
State: Massachusetts
ZIP Code: 02301
Date Received: 2025-04-06T12:00:00-05:00
Date Sent to Company: 2025-04-06T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have been paying a credit account in full for a long time now, but it is still affecting me deeply. XXXX Credit Card is reporting this in my name every month, but I don't owe them anything. My balance is XXXX and they continue to tarnish my name, even with the account closed and paid in full. That's why I ask that you delete it from your system.
Frequently Asked Questions
What is Complaint #12849116 about?
Complaint #12849116 was filed against Atlanticus Services Corporation regarding Credit reporting or other personal consumer reports specifically about Unable to get your credit report or credit score. It was received by the CFPB on 2025-04-06T12:00:00-05:00.
How did Atlanticus Services Corporation respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Atlanticus Services Corporation?
Yes, visit the Atlanticus Services Corporation company profile at readthecomplaint.com/company/atlanticus-services-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.