Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12849018
Complaint Overview
Complaint ID: 12849018
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: California
ZIP Code: 94598
Date Received: 2025-04-06T12:00:00-05:00
Date Sent to Company: 2025-04-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On all three credit bureaus XXXX is reporting I was 90 days delinquent on all 17 of my XXXX loan accounts in XX/XX/XXXX. They are supposed to report accounts as 30 and 60 days late before marking them as 90 days late. I had no idea my account was transferred from XXXX XXXX to XXXX, there was so communication from XXXX or correspondence. This has ruined my credit substantially. My accounts have been in Forbearance since XX/XX/XXXX. Please delete the 90 days late.
Frequently Asked Questions
What is Complaint #12849018 about?
Complaint #12849018 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-06T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.