Credit card -- Getting a credit card -- Complaint #12841959
Complaint Overview
Complaint ID: 12841959
Company: TD Bank US Holding Company
Product: Credit card
Sub-Product: Store credit card
Issue: Getting a credit card
Sub-Issue: Card opened without my consent or knowledge
State: North Carolina
ZIP Code: 275XX
Date Received: 2025-04-05T12:00:00-05:00
Date Sent to Company: 2025-05-14T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2025, I received a letter dated XX/XX/2025, from XXXX XXXX XXXX XXXX indicating a denial of a credit card application for XXXX XXXX. I would like to clarify that I did not authorize this inquiry and do not have any business relationship with either XXXX XXXX or TD Retail Card Service. Upon reviewing my XXXX credit file, I also discovered a separate inquiry made by XXXX XXXX XXXX XXXX in XX/XX/2025. Like the previous inquiry, this one was also conducted without my authorization. I appreciate your attention to this matter and seek guidance on how best to proceed in addressing these unauthorized inquiries. Thank you for your consideration.
Frequently Asked Questions
What is Complaint #12841959 about?
Complaint #12841959 was filed against TD Bank US Holding Company regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2025-04-05T12:00:00-05:00.
How did TD Bank US Holding Company respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against TD Bank US Holding Company?
Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.