Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12832805
Complaint Overview
Complaint ID: 12832805
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Louisiana
ZIP Code: 71112
Date Received: 2025-04-04T12:00:00-05:00
Date Sent to Company: 2025-04-04T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/year>, I sent a certified written dispute to XXXX XXXX XXXX regarding multiple late payments being reported on an auto loan account. The letter was received and signed for on XX/XX/year>, according to XXXX tracking. In this letter, I formally requested an investigation and validation of the reported late payments under the Fair Credit Reporting Act ( FCRA ) XXXX ( a ) and XXXX, which require data furnishers to report only complete and accurate information and to investigate disputes in a timely and verifiable manner. I specifically identified concerns including : *Potential XXXX XXXX compliance violations, where multiple late payments appear to have been reported for a single delinquency. *Inconsistencies across credit bureaus, suggesting erroneous or duplicate data furnishing. *Failure to provide documentation supporting the accuracy of each delinquency. To date ( XX/XX/year> ), XXXX XXXX has failed to respond or provide any verification. They continue to report these negative marks to the credit bureaus, which violates FCRA XXXX ( a ) ( XXXX ) ( A ), as the information has been formally disputed and not properly verified.
Frequently Asked Questions
What is Complaint #12832805 about?
Complaint #12832805 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-04-04T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.