Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12814058
Complaint Overview
Complaint ID: 12814058
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: South Carolina
ZIP Code: 29340
Date Received: 2025-04-03T12:00:00-05:00
Date Sent to Company: 2025-04-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Attached is the list of inquires on my credit report that is false. I have contacted Equifax, TransUnion and Experian, both on the phone and online to have them removed they have not even attempted to fix the issue or respond. This has caused me solely to be denied credit I need for my business. As it is false inquiries they should be removed immediately! To keep from further harming me and my credit. I will be perusing legal remedies if not satisfied soon as it is their legal responsibility to remove said inquires if notified about them. They have been notified several times and have not done anything to resolve the matter. I am sending this to my congressman and attorney general. If not remedied immediately legal action will be taken to fix.
Frequently Asked Questions
What is Complaint #12814058 about?
Complaint #12814058 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-03T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.