Credit card -- Problem when making payments -- Complaint #12792177

Complaint Overview

Complaint ID: 12792177

Company: Capital One Financial Corporation

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem when making payments

Sub-Issue: You never received your bill or did not know a payment was due

State: Maryland

ZIP Code: 219XX

Date Received: 2025-04-01T12:00:00-05:00

Date Sent to Company: 2025-04-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

In XX/XX/year>, signed up with XXXX XXXX XXXX and they came up with a payment arrangement. Paid amount and XXXX XXXX XXXX XXXX did not send timely payments. I signed up with another agency XXXX XXXX and Capital One did not accept payments sent from agency but updated on the account that payments was received.

Frequently Asked Questions

What is Complaint #12792177 about?

Complaint #12792177 was filed against Capital One Financial Corporation regarding Credit card specifically about Problem when making payments. It was received by the CFPB on 2025-04-01T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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