Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12792089

Complaint Overview

Complaint ID: 12792089

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: North Carolina

ZIP Code: 282XX

Date Received: 2025-04-02T12:00:00-05:00

Date Sent to Company: 2025-04-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX XXXX - XXXX This Account Is Not Showing Maximum Possible Accuracy According To 15 USC 1681e ( b ), The Open Date & Date Last Active Is Not Accurate. DELETE ACCOUNT IMMEDIATELY FOR VIOLATION OF 15 USC 1681e ( b ) XXXX XXXX XXXX- XXXX This Account Is Not Showing Maximum Possible Accuracy According To 15 USC 1681e ( b ), The Open Date & Date Last Active Is Not Accurate. DELETE ACCOUNT IMMEDIATELY FOR VIOLATION OF 15 USC 1681e ( b ) Thank You For Your Time & Attention! Sincerely XXXX XXXX.

Frequently Asked Questions

What is Complaint #12792089 about?

Complaint #12792089 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-04-02T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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