Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12753727
Equifax Credit Report Error Resolved with Non-Monetary Relief
Complaint Overview
Complaint ID: 12753727
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Ohio
ZIP Code: 45249
Date Received: 2025-03-31T12:00:00-05:00
Date Sent to Company: 2025-03-31T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating a minor error that did not cause significant financial harm.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Personal information
AI Analysis
CFPB complaint 12753727 was filed against EQUIFAX, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect personal information on their Equifax credit report, which was closed with non-monetary relief. The complaint was received on March 31, 2025 from Ohio. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect personal information promptly.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to investigate disputes and correct inaccurate information.
Regulatory Insight
This case highlights the importance of FCRA compliance in maintaining accurate consumer credit information.
Resolution Likelihood
likely
State-Specific Consumer Protections
The consumer is located in Ohio, and the resolution of this credit reporting dispute falls under federal regulations.
Industry Comparison
This is a common issue within the credit reporting industry, where errors in personal information can occur.
Related Issues
Frequently Asked Questions
What is CFPB complaint 12753727 about?
CFPB complaint 12753727 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Personal information incorrect". This complaint was filed against EQUIFAX, INC. on March 31, 2025.
Which company is complaint 12753727 filed against?
Complaint 12753727 was filed against EQUIFAX, INC.. You can view all complaints against this company on their profile page at /company/equifax-inc.
What was the company's response to complaint 12753727?
EQUIFAX, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 12753727 filed?
Complaint 12753727 was received by the CFPB on March 31, 2025. It was sent to EQUIFAX, INC. on March 31, 2025.
What state was complaint 12753727 filed from?
Complaint 12753727 was filed from Ohio. You can view all complaints from this state at /state/OH.
Was the consumer satisfied with the resolution of complaint 12753727?
Dispute information is not available for complaint 12753727.
What product category is complaint 12753727 about?
Complaint 12753727 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 12753727 submitted?
Complaint 12753727 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 12753727?
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to investigate disputes and correct inaccurate information. This relates to a Credit reporting or other personal consumer reports complaint against EQUIFAX, INC. involving "Incorrect information on your report".
How likely is complaint 12753727 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 12753727?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating a minor error that did not cause significant financial harm.
What regulatory actions apply to complaint 12753727?
This case highlights the importance of FCRA compliance in maintaining accurate consumer credit information. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 12753727?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect personal information promptly.
Are there state-specific protections for complaint 12753727?
The consumer is located in Ohio, and the resolution of this credit reporting dispute falls under federal regulations. This complaint was filed from Ohio.
How does complaint 12753727 compare to industry norms?
This is a common issue within the credit reporting industry, where errors in personal information can occur.
What constitutes 'non-monetary relief' in a credit reporting dispute?
Non-monetary relief typically involves the correction of inaccurate information on the credit report, such as personal details, rather than financial compensation.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.