Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12753680
Complaint Overview
Complaint ID: 12753680
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Texas
ZIP Code: 77004
Date Received: 2025-03-31T12:00:00-05:00
Date Sent to Company: 2025-03-31T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have discovered inaccuracies on my credit report. The following inquiries appear on my credit report : XXXX/XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX. These inquiries that appear on my credit report were unauthorized. They violate 15 U.S.C. 1681b ( a ) ( 3 ) ( A ), which states that a company must have a permissible purpose to access my credit file. I demand their immediate removal. If they are not removed, I will pursue any and all legal remedies available to me by law, as this is a violation of the Fair Credit Reporting Act.
Frequently Asked Questions
What is Complaint #12753680 about?
Complaint #12753680 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-31T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.