Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #12753392
Complaint Overview
Complaint ID: 12753392
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: New Jersey
ZIP Code: 071XX
Date Received: 2025-03-31T12:00:00-05:00
Date Sent to Company: 2025-03-31T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am formally disputing the inaccurate reporting of accounts, incorrect items on my credit report, and your failure to comply with the Fair Credit Reporting Act ( FCRA ). These errors have negatively impacted my financial standing and violate my rights under federal law. Under 15 U.S.C. 1681o, any entity that negligently fails to comply with the FCRA is liable for actual damages sustained by the consumer, as well as attorney fees and court costs if legal action becomes necessary. Specifically, I am disputing the following accounts : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX - XXXXXXXX XXXX XXXX XXXXXXXX XXXX - XXXX XXXX - XXXX XXXX - XXXX XXXX & t- XXXX XXXX - XXXX I hereby demand that you : XXXX. Conduct a thorough investigation and provide a written response within 30 days, as required by the FCRA. XXXX. Immediately remove or correct the inaccurate information in my records. XXXX. Provide documentation verifying the accuracy of the reported information if you claim it is valid. XXXX. Cease any further reporting of the disputed information until a proper investigation is completed. Failure to comply with this request will result in further action, including filing complaints with the Consumer Financial Protection Bureau ( CFPB ) and the Federal Trade Commission ( FTC ). I will also explore legal remedies to recover damages as permitted under 15 U.S.C. 1681o. I expect a response within the legally mandated timeframe. Please confirm receipt of this letter and provide a resolution in writing. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #12753392 about?
Complaint #12753392 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-03-31T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.