Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12753040
Complaint Overview
Complaint ID: 12753040
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Old information reappears or never goes away
State: New Jersey
ZIP Code: 07105
Date Received: 2025-03-31T12:00:00-05:00
Date Sent to Company: 2025-03-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing an account on my credit report that was reported without my written authorization, XXXX XXXX XXXX. This violates the Fair Credit Reporting Act ( FCRA ). Under 15 U.S.C. 1681e ( b ), TransUnion must ensure the maximum possible accuracy of all information in consumer reports. The presence of this account shows a failure to meet that duty. Additionally, under 15 U.S.C. 1681b, TransUnion must conrm a valid permissible purpose before reporting any account. Without my written consent. This requirement has not been met. Failure to notify of the Re-insertion requirement to the consumer within ve business days, 15 U.S.C. 1681i ( a ) ( 5 ) ( B ), and failure to provide certication of accuracy under 15 U.S.C. 1681i ( a ) ( 5 ) ( c ). I demand an immediate investigation and permanent removalof this account from my credit le. Continued reporting my constitute willful noncompliance under 15U.S.C. 1681n or Negligent noncompliance ( 15 U.S.C. 1681o ) and may be considered identity theft under FTC guidelines
Frequently Asked Questions
What is Complaint #12753040 about?
Complaint #12753040 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-31T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.