Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12752586
Complaint Overview
Complaint ID: 12752586
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: South Carolina
ZIP Code: 290XX
Date Received: 2025-03-31T12:00:00-05:00
Date Sent to Company: 2025-03-31T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am formally filing a complaint regarding the inaccurate reporting of XXXX accounts and multiple hard inquiries on my credit report by the credit reporting bureaus. Despite my efforts to dispute these errors, they remain uncorrected, negatively impacting my credit profile. The inaccuracies specifically involve the following accounts : XXXX ) XXXX XXXX ( Credit Card, XXXX ), Opened XX/XX/XXXX. XXXX ) XXXXXXXX XXXX ( Credit Card, XXXX ), Opened XX/XX/XXXX. XXXX ) XXXX XXXX XXXX ( Credit Card, XXXX, Joint with XXXX XXXX ), Opened XX/XX/XXXX. XXXX ) XXXX XXXX XXXX ( Debt Buyer, XXXX ), Opened XX/XX/XXXX. XXXX ) XXXX XXXX XXXX XXXX ( Collection, XXXX ), Opened XX/XX/XXXX. Additionally, I am disputing the following hard inquiries, which are also inaccurately reported : XXXX XXXX XXXX XXXX ( Inquired on XX/XX/XXXX, XX/XX/XXXX ). XXXX ) XXXX XXXX XXXX Inquired on XX/XX/XXXX ). XXXX ) XXXX XXXX XXXX ( Inquired on XX/XX/XXXX ). XXXX ) XXXX ( Inquired on XX/XX/XXXX, XX/XX/XXXX ). XXXX XXXX XXXX XXXX XXXX ( Inquired on XX/XX/XXXX ). I request an immediate investigation and correction of these inaccuracies per the Fair Credit Reporting Act ( FCRA ). The failure to address these errors has caused undue harm to my credit standing. I urge the bureaus to take prompt action and provide written confirmation of the corrections made. Since this matter is not resolved in a timely manner, I am escalating my complaint to the Consumer Financial Protection Bureau ( CFPB ) and other relevant authorities.
Frequently Asked Questions
What is Complaint #12752586 about?
Complaint #12752586 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-31T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.