Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12752574
Complaint Overview
Complaint ID: 12752574
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Missouri
ZIP Code: 631XX
Date Received: 2025-03-31T12:00:00-05:00
Date Sent to Company: 2025-03-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I requested to review the XXXX account shown on the report for accuracy. This request was not completed at all. Under the Fair Credit Reporting Act ( FCRA ), any information on your credit report must be accurate, complete, and timely. If an account is incorrectly reported, it is a direct violation of your rights. The FCRA mandates that if you dispute an item on your credit report, the credit reporting agencies must investigate it within XXXX days and correct any errors. If the account in question is outdated, incomplete, or unverifiable, it must be removed immediately. There is absolutely no excuse for a fraudulent or inaccurate account to be on your credit report, as it severely damages your financial standing and violates federal law. This account should be removed without delay.
Frequently Asked Questions
What is Complaint #12752574 about?
Complaint #12752574 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-31T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.