Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12734002

Complaint Overview

Complaint ID: 12734002

Company: American Honda Finance CORP

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: California

ZIP Code: 90006

Date Received: 2025-03-30T12:00:00-05:00

Date Sent to Company: 2025-03-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am filing a compliant because my creditor, AM HONDA FIN, XXXX XXXX XXXX, XXXX, TX XXXX XXXX ( XXXX ) XXXX, is reporting late payments on my account that are inaccurate and not properly verified. I have disputed this directly with the credit bureaus and the furnisher but the late payments remain without proper validation or documentation. Under 15 USC 1681 S2 A furnishers must report accurate information under 15 USC 1681 I, the credit Bureaus must perform a reasonable investigation within 30 days. neither of them have provided sufficient evidence to support the negative reporting.

Frequently Asked Questions

What is Complaint #12734002 about?

Complaint #12734002 was filed against American Honda Finance CORP regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-30T12:00:00-05:00.

How did American Honda Finance CORP respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against American Honda Finance CORP?

Yes, visit the American Honda Finance CORP company profile at readthecomplaint.com/company/american-honda-finance-corp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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