Checking or savings account -- Managing an account -- Complaint #12727694

Complaint Overview

Complaint ID: 12727694

Company: Fiserv Finxact Core

Product: Checking or savings account

Sub-Product: Other banking product or service

Issue: Managing an account

Sub-Issue: Problem making or receiving payments

State: Indiana

ZIP Code: 47803

Date Received: 2025-03-29T12:00:00-05:00

Date Sent to Company: 2025-03-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

We have been paying XXXX for over a year, ( automatic withdrawal ) but their app has never worked. Every time we needed to make a payment the app would not work. I finally contacted the XXXX Customer support in XX/XX/year> and the clerk could verify that the app did not work. I was instructed to delete and download app again. Which I did. Did not work. Clerk had me repeat the process, use a XXXX Credit Card to check, and with their own Credit Card, the app did not take the payment of {$10.00}. An hour later and many deletes and uploads the app finally worked. The clerk stated " the almost $ XXXX I have paid for all these months since the last made transaction, would be refunded ''. That was the end of the conversation. I received then a few days later : Thank you for choosing XXXX Admin Support, we are happy to advise that your inquiry XXXX has been resolved! Resolution : Your App market refund has been denied, after further review your request is ineligible due to the fees being valid. Thank you for being a part of the XXXX community ; we appreciate your business! Regards, XXXX Admin Support. During XX/XX/year> I accessed the app again, and again it did not work! Another clerk had me do exactly the same process and it took her XXXX to get the app to work. I want my refund for all the months I have paid and have not received service.

Frequently Asked Questions

What is Complaint #12727694 about?

Complaint #12727694 was filed against Fiserv Finxact Core regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2025-03-29T12:00:00-05:00.

How did Fiserv Finxact Core respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Fiserv Finxact Core?

Yes, visit the Fiserv Finxact Core company profile at readthecomplaint.com/company/fiserv-finxact-core to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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