Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12727185
Complaint Overview
Complaint ID: 12727185
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Illinois
ZIP Code: 60620
Date Received: 2025-03-29T12:00:00-05:00
Date Sent to Company: 2025-03-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, IL XXXX XX/XX/XXXX Consumer Financial Protection Bureau ( CFPB ) 1700 G Street NW Washington XXXX DC XXXX Subject : Urgent Request for Removal of Fraudulent Accounts Under 15 U.S.C. 1681c-2 ( FCRA 605B ) To Whom It May Concern, I am writing to formally request the immediate removal of fraudulent accounts and inquiries from my credit reports under 15 U.S.C. 1681c-2 ( Section 605B of the Fair Credit Reporting Act ). As a documented victim of identity theft, I have attached my FTC Identity Theft Report ( Report Number : XXXX ) as proof of my claim. The following accounts and inquiries were opened or made fraudulently using my identity and must be permanently deleted within four ( 4 ) business days as mandated by law : Fraudulent Inquiries ( Must Be Removed Immediately ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fraudulent Accounts & Collections ( Must Be Deleted Immediately ) : XXXX ( # XXXX ) {$1500.00} XXXX XXXX XXXX XXXX XXXX XXXX {$1500.00} XXXX XXXX XXXX XXXX XXXXXXXX ) {$350.00} XXXX XXXX XXXX XXXX XXXX XXXX {$88.00} XXXX XXXX ( # XXXX ) {$550.00} XXXX XXXX XXXX ( # XXXX ) {$2500.00} XXXX XXXX XXXX ( # XXXX ) {$58.00} Fraudulent Addresses ( Must Be Removed Immediately ) : XXXX XXXX, XXXX XXXX, IN XXXX XXXX XXXX, XXXX, IL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL Under FCRA Section 605B, credit reporting agencies must block and remove all fraudulent information within four ( 4 ) business days of receiving a valid request, which I have provided along with my FTC Identity Theft Report. Failure to comply with this legal obligation will result in a formal complaint with the Federal Trade Commission ( FTC ), the Attorney Generals Office, and possible legal action for non-compliance with consumer protection laws. I expect written confirmation that these fraudulent accounts, inquiries, and addresses have been removed permanently within four ( 4 ) business days. Please send confirmation to the address or email listed above. Sincerely, XXXX XXXX XXXX FTC Identity Theft Report XXXX XXXXXXXX ( Attached )
Frequently Asked Questions
What is Complaint #12727185 about?
Complaint #12727185 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-29T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.