Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12727169
Complaint Overview
Complaint ID: 12727169
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30228
Date Received: 2025-03-29T12:00:00-05:00
Date Sent to Company: 2025-03-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I recently obtained a copy of my credit report and discovered multiple fraudulent accounts in order about XX/XX/XXXX and inquiries that I did not initiate or authorize. I am a victim of identity theft, and I am formally disputing the following accounts and inquiries as fraudulent. Under the Fair Credit Reporting Act ( FCRA ) 15 U.S.C. XXXX, I am requesting the immediate block and removal of these accounts and inquiries from my credit file. Fraudulent Accounts & Inquiries Identified Fraudulent Accounts : XXXX. XXXX XXXX XXXX XXXX Balance : {$3200.00} Balance Updated : XX/XX/XXXX Account Number : XXXX Status : Closed Date Opened : XX/XX/XXXX XXXX. XXXX of XXXX Balance : {$970.00} Balance Updated : XX/XX/XXXX Account Number : XXXX Status : Open Date Opened : XX/XX/XXXX XXXX. XXXX of XXXX Balance : {$3600.00} Balance Updated : XX/XX/XXXX XXXX. XXXX of XXXX Balance : {$4800.00} Balance Updated : XX/XX/XXXX XXXX. XXXX of XXXX XXXX : {$1200.00} Balance Updated : XX/XX/XXXX XXXX. XXXX XXXX XXXX Original Creditor : XXXX Balance : {$12000.00} Balance Updated : XX/XX/XXXX Account Number : XXXX XXXX. XXXX XXXX XXXX Original Creditor : XXXX XXXX Bank XXXX Missouri Balance : {$430.00} Balance Updated : XX/XX/XXXX Account Number : XXXX Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX Original Creditor : XXXX XXXX XXXX : {$290.00} Balance Updated : XX/XX/XXXX Account Number : XXXX Date Opened : XX/XX/XXXX XXXX. XXXX XXXX Collections Original Creditor : XXXX XXXX XXXXXXXX Balance : {$1100.00} Balance Updated : XX/XX/XXXX Account Number : XXXX XXXX. XXXX XXXX XXXX : Unavailable Balance : - Balance Updated : - Credit Limit : {$300.00} Account Number : XXXX Status : Closed Date Opened : XX/XX/XXXX Unauthorized Inquiries : XXXX. XXXX XXXX Inquiry Date : XX/XX/XXXX, Removal Date : XX/XX/XXXX XXXX. XXXX XXXXXXXX XXXX Inquiry Date : XX/XX/XXXX, Removal Date : XX/XX/XXXX XXXX. XXXX XXXX Inquiry Date : XX/XX/XXXX, Removal Date : XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX, Removal Date : XX/XX/XXXX XXXX. XXXX XXXX Date : XX/XX/XXXX, Removal Date : XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX, Removal Date : XX/XX/XXXX XXXX. XXXX XXXX Inquiry Date : XX/XX/XXXX, Removal Date : XX/XX/XXXXXXXX XXXX
Frequently Asked Questions
What is Complaint #12727169 about?
Complaint #12727169 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-29T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.