Debt collection -- Attempts to collect debt not owed -- Complaint #12719137
Complaint Overview
Complaint ID: 12719137
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: North Carolina
ZIP Code: 270XX
Date Received: 2025-03-28T12:00:00-05:00
Date Sent to Company: 2025-03-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX, NC XXXX XXXX ( XXXX ) XXXX Date : XX/XX/year> XXXX XXXX XXXX XXXX XXXX, TX XXXX Subject : Disagreement Regarding Dispute Outcome for Account Number XXXX Dear XXXX, I am writing to formally dispute the results of the recent processing of my dispute related to the account listed below : Account Name : RESURGENT/LVNV FUNDING Account Number : XXXX Date of Dispute : XX/XX/year> Upon review of the findings, I notice that the information regarding the above account remains unchanged, despite my dispute. I respectfully request that XXXX investigate this matter further and provide a detailed explanation as to why this item was not updated or resolved following the dispute. The debt in question, as listed under RESURGENT/LVNV FUNDING, is still marked as an outstanding liability. I am requesting that XXXX provide evidence to substantiate the accuracy of this debt, including the following : Proof of the original debt and any modifications made to it. Documentation from RESURGENT/LVNV FUNDING that confirms the current status of the account. Any communications or records that validate the legitimacy and amount of the debt under dispute. As part of my rights under the Fair Credit Reporting Act ( FCRA ), I kindly request that XXXX re-examine this dispute, review the evidence Ive provided, and update my credit report if there is any inaccuracy or discrepancy. Please respond to this letter within the legally required period, and I expect to receive an update or resolution to this issue promptly. Thank you for your attention to this matter. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #12719137 about?
Complaint #12719137 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-03-28T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.