Credit card -- Problem when making payments -- Complaint #12718872

Complaint Overview

Complaint ID: 12718872

Company: Acima Credit, LLC

Product: Credit card

Sub-Product: Store credit card

Issue: Problem when making payments

Sub-Issue: Problem during payment process

State: Texas

ZIP Code: 75023

Date Received: 2025-03-28T12:00:00-05:00

Date Sent to Company: 2025-03-28T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I was charged an additional payment of {$230.00} after the 2 authorized payments were taken with Acima Leasing. A women by the name of XXXX put in notes on my account that I had authorized this payment, however, I have never spoken to an XXXX in one of their stores, ( Rooms to Go ) nor did I authorized another payment to Acima Leasing. Now I can not get my money back as I filled out forms with my bank to decline the payment but Acima Leasing will not respond. I have been working with one of their people, XXXX. She can not help me either.

Frequently Asked Questions

What is Complaint #12718872 about?

Complaint #12718872 was filed against Acima Credit, LLC regarding Credit card specifically about Problem when making payments. It was received by the CFPB on 2025-03-28T12:00:00-05:00.

How did Acima Credit, LLC respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Acima Credit, LLC?

Yes, visit the Acima Credit, LLC company profile at readthecomplaint.com/company/acima-credit-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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